Why should a small business offer an employee benefits plan?

Offering a benefits plan helps attract and retain top talent, boosts employee satisfaction, and can even improve productivity. Many employees consider health and dental coverage essential, and providing it can give your business a competitive edge—even if you’re small.

How can small businesses afford employee benefits?

Plans like the Chambers of Commerce Group Insurance Plan make benefits more accessible by pooling thousands of small businesses together. This shared risk model helps stabilize costs and makes coverage more predictable and affordable year after year.

What types of coverage are typically included in a small business benefits plan?

Most plans offer core benefits like health, dental, vision, and prescription drug coverage. Depending on your needs and budget, you can also add options like life insurance, disability coverage, critical illness, and employee assistance programs.

Your Problem

Are the rising costs of your employee benefit plan keeping you up at night?

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Protect Your Small Business from Rising Benefit Costs

As a small business, high health and dental claims from your employee benefits plan can lead to significant annual cost increases. That’s where the Chambers of Commerce Group Insurance Plan steps in.

By pooling health and dental claims across thousands of participating businesses, this plan helps stabilize your premiums and protects your business from unexpected cost spikes at renewal. It’s a smart way to take the risk off the table—so you can focus on growing your business with confidence.

How It Works

Gather Information

We start by understanding your goals and gathering employee details to design a plan tailored to your business, including options like life insurance, health, prescription drug coverage, dental, income protection, critical illness coverage and more.

Agree on a Plan

We create and refine proposals collaboratively, ensuring the final plan perfectly aligns with your needs and budget before moving forward.

Implement Plan

We handle enrollment, train administrators, and educate employees on using their benefits seamlessly, making the process stress-free for your business.

Ongoing Support

We provide responsive customer service to manage changes, resolve issues, and adapt plans as your team and business grow.

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Frequently Asked Questions

Why should a small business offer an employee benefits plan?
Offering a benefits plan helps attract and retain top talent, boosts employee satisfaction, and can even improve productivity. Many employees consider health and dental coverage essential, and providing it can give your business a competitive edge—even if you’re small.
How can small businesses afford employee benefits?
Plans like the Chambers of Commerce Group Insurance Plan make benefits more accessible by pooling thousands of small businesses together. This shared risk model helps stabilize costs and makes coverage more predictable and affordable year after year.
What types of coverage are typically included in a small business benefits plan?
Most plans offer core benefits like health, dental, vision, and prescription drug coverage. Depending on your needs and budget, you can also add options like life insurance, disability coverage, critical illness, and employee assistance programs.

Communities We Serve

Testimonials

Here's what our clients have to say about us.

We are incredibly happy with the service provided by Moore Financial. The difference between them and other brokers we've worked with is like night and day. With our previous broker, we felt like just a number—there was no proper attention, poor response times, and no real support for our employees.

With Moore Financial, it’s a completely different experience. Tracy is just lovely to deal with—so helpful and efficient. Even though we've never met in person, her emails are always friendly and warm, and she goes above and beyond to answer questions and help with applications.

Scott and his team truly stand out with their hands-on approach. For example, some of our older employees struggle with digital platforms, but Scott personally steps in to handle issues directly with pharmacies or clarify coverage details. That level of care and attention is phenomenal and makes a huge difference for our team.

Their response time is unmatched, and there’s never a lull in communication. Whether it’s answering questions, handling changes, or proactively stepping in when someone is unavailable, they always ensure we feel supported. If you're looking for a benefits provider that treats you and your employees like valued individuals, Moore Financial is the way to go!

Office Manager, Stoney Creek