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Supporting Small Businesses with Smarter Benefits and Financial Planning


Running a small business comes with its fair share of challenges—and rising employee benefit costs are often high on the list. The Chambers of Commerce Group Insurance Plan is designed specifically with small business owners in mind, offering affordable, stable, and flexible benefits solutions.

Unlike traditional plans that can see sharp increases after a high claims year, the Chambers Plan pools the claims of thousands of small businesses across Canada. This protects you from sudden rate hikes and provides predictable costs at renewal—so you can plan with confidence.

Whether you have one employee or fifty, the plan includes comprehensive coverage such as health, dental, vision, life insurance, disability, and critical illness. But that’s not all—we also provide personal wealth and retirement planning services, helping both you and your employees build long-term financial security.

It’s a smart, sustainable solution that helps you attract and retain top talent while focusing on growing your business. With the Chambers Plan and Moore Financial, you get the coverage you need, the value you want, and the peace of mind you deserve—all from a name trusted by Canadian businesses for over 40 years.

Services We Provide


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Employee Benefits

Employee benefit plans tailored to your needs.

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Investments

Planning for your retirement, simplified. 

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Life insurance

Protection for you and your family for every stage of your life.

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Critical Illness Coverage

Protection against becoming critically ill.

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How It Works


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Gather Information

We start by understanding your goals and gathering employee details to design a plan tailored to your business, including options like life insurance, health, prescription drug coverage, dental, income protection, critical illness coverage and more.

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Agree on a Plan

We create and refine proposals collaboratively, ensuring the final plan perfectly aligns with your needs and budget before moving forward.

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Implement Plan

We handle enrollment, train administrators, and educate employees on using their benefits seamlessly, making the process stress-free for your business.

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Ongoing Support

We provide responsive customer service to manage changes, resolve issues, and adapt plans as your team and business grow.

Frequently Asked Questions


  • What makes the Chambers of Commerce Group Insurance Plan different from other employee benefit plans?

    The Chambers Plan pools the claims of thousands of small businesses across Canada, which helps keep premiums stable—even after a high claims year. It’s designed specifically for small and medium-sized businesses, offering flexible coverage options including health, dental, vision, life, disability, and critical illness. Plus, you can enroll with as few as one employee.

  • How can Moore Financial help with personal wealth and retirement planning?

    At Moore Financial, we offer tailored financial planning services to help you and your employees build long-term financial security. From RRSPs and TFSAs to retirement income strategies and investment planning, we help simplify your financial future with expert guidance and personalized solutions.

  • Why should I consider life insurance or critical illness coverage for myself or my employees?

    Life and critical illness insurance provide essential financial protection in the face of unexpected life events. These coverages can help replace income, cover medical costs, or support your business during difficult times. Offering them as part of your benefits package also shows your team that you care about their long-term wellbeing—building trust and loyalty.

Communities We Serve


    Testimonials


    Here's what our clients have to say about us.

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    We are incredibly happy with the service provided by Moore Financial. The difference between them and other brokers we've worked with is like night and day. With our previous broker, we felt like just a number—there was no proper attention, poor response times, and no real support for our employees.


    With Moore Financial, it’s a completely different experience. Tracy is just lovely to deal with—so helpful and efficient. Even though we've never met in person, her emails are always friendly and warm, and she goes above and beyond to answer questions and help with applications.


    Scott and his team truly stand out with their hands-on approach. For example, some of our older employees struggle with digital platforms, but Scott personally steps in to handle issues directly with pharmacies or clarify coverage details. That level of care and attention is phenomenal and makes a huge difference for our team.


    Their response time is unmatched, and there’s never a lull in communication. Whether it’s answering questions, handling changes, or proactively stepping in when someone is unavailable, they always ensure we feel supported. If you're looking for a benefits provider that treats you and your employees like valued individuals, Moore Financial is the way to go!

    Office Manager, Stoney Creek