Simple, Stress-Free Employee Benefits

We create an Employee Benefits Plan that fits your business and your team, implement it smoothly, and provide exceptional service for you and your employees.

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Benefits Made Simple Support You Can Count On

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Stable, protected cost with the Chamber Benefit Plan

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Trusted by Businesses Proven by Retention

As a business owner, you want to attract and retain top talent with an Employee Benefits Plan that is there for your employees when they need it, but navigating the complexities of employee benefits can be overwhelming. Rising costs, confusing options, and the fear of making the wrong choice add unnecessary stress to your already busy life. You need a solution that’s simple, cost-effective, and truly supports your employees.

At Moore Financial, we believe benefits should provide stability and protection, not headaches. You deserve a plan that aligns with your goals and gives your team the care they deserve.

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Moore Financial


At Moore Financial, we specialize in creating employee benefit plans that are simple and stress-free. We focus on designing personalized, cost-effective plans that perfectly align with your business goals and your team’s needs. We handle every detail, from implementation to ongoing support, so you can stop worrying about benefits management and start feeling confident and in control. With Moore Financial, you’ll transform frustration into peace of mind, knowing your employees are cared for and your business is set up for success.

Hi, I’m Scott,

founder of Moore Financial


Hi, I’m Scott, the founder of Moore Financial. My journey in the financial services industry began over 20 years ago after earning my business degree from Brock University and working in sales.. At 24, I started with London Life (now Canada Life), where I became licensed and honed my skills in financial planning. By 30, I transitioned to self-employment, helping families secure their futures with plans that helped them move toward better financial wellbeing.

Ten years ago, I took a new direction by partnering with an advisor specializing in the Chambers of Commerce Group Benefit Plan. After six years of working together, I took over and purchased his territory—a natural transition, as he had done the same before me. Together, we built a foundation of expertise and trust, and I’m proud to continue that legacy today.

At Moore Financial, we provide solutions tailored to the unique needs of your business and employees. My passion is helping companies thrive while helping their employees achieve financial wellness at the same time through family financial planning.

scott
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Why Choose Us


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Exceptional Service

We deliver quick responses and manage every detail of your benefits plan with care, ensuring your employees feel supported and your business runs smoothly.

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Chamber Benefit Plan

Access to an exclusive, not-for-profit plan with nationally pooled coverage, offering cost stability and tailored solutions for the small to medium size business.

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Long-Term Relationships

Our industry leading retention rate showcases our commitment to building trusted partnerships that prioritize your business’s success and employee satisfaction.

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Interpersonal Excellence

We bring warmth, professionalism, and a personal touch to every interaction, ensuring your team feels valued and confident in their benefits.

10 Features that make the Chambers Plan GREAT!

The Chambers Benefit Plan is unique in the market because it is built for the small business. An employee benefit plan needs to be something that supports your employees. It needs to be reliable and stable in cost to ensure that it can be kept in place, year in and year out. Download this guide that outlines the top 10 reasons to choose the Chamber Plan.

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How It Works


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Gather Information

We start by understanding your goals and gathering employee details to design a plan tailored to your business, including options like life insurance, health, prescription drug coverage, dental, income protection, critical illness coverage and more.

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Agree on a Plan

We create and refine proposals collaboratively, ensuring the final plan perfectly aligns with your needs and budget before moving forward.

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Implement Plan

We handle enrollment, train administrators, and educate employees on using their benefits seamlessly, making the process stress-free for your business.

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Ongoing Support

We provide responsive customer service to manage changes, resolve issues, and adapt plans as your team and business grow.

Services We Provide


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Employee Benefits

Employee benefit plans tailored to your needs.

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Investments

Planning for your retirement, simplified. 

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Life insurance

Protection for you and your family for every stage of your life.

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Critical Illness Coverage

Protection against becoming critically ill.

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Testimonials


Here's what our clients have to say about us.

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We are incredibly happy with the service provided by Moore Financial. The difference between them and other brokers we've worked with is like night and day. With our previous broker, we felt like just a number—there was no proper attention, poor response times, and no real support for our employees.


With Moore Financial, it’s a completely different experience. Tracy is just lovely to deal with—so helpful and efficient. Even though we've never met in person, her emails are always friendly and warm, and she goes above and beyond to answer questions and help with applications.


Scott and his team truly stand out with their hands-on approach. For example, some of our older employees struggle with digital platforms, but Scott personally steps in to handle issues directly with pharmacies or clarify coverage details. That level of care and attention is phenomenal and makes a huge difference for our team.


Their response time is unmatched, and there’s never a lull in communication. Whether it’s answering questions, handling changes, or proactively stepping in when someone is unavailable, they always ensure we feel supported. If you're looking for a benefits provider that treats you and your employees like valued individuals, Moore Financial is the way to go!

Office Manager, Stoney Creek

Frequently Asked Questions


  • Why should a small business offer an employee benefits plan?

    Offering a benefits plan helps attract and retain top talent, boosts employee satisfaction, and can even improve productivity. Many employees consider health and dental coverage essential, and providing it can give your business a competitive edge—even if you’re small.

  • How can small businesses afford employee benefits?

    Plans like the Chambers of Commerce Group Insurance Plan make benefits more accessible by pooling thousands of small businesses together. This shared risk model helps stabilize costs and makes coverage more predictable and affordable year after year.

  • What types of coverage are typically included in a small business benefits plan?

    Most plans offer core benefits like health, dental, vision, and prescription drug coverage. Depending on your needs and budget, you can also add options like life insurance, disability coverage, critical illness, and employee assistance programs.

  • What makes the Chambers of Commerce Group Insurance Plan different from other employee benefit plans?

    The Chambers Plan pools the claims of thousands of small businesses across Canada, which helps keep premiums stable—even after a high claims year. It’s designed specifically for small and medium-sized businesses, offering flexible coverage options including health, dental, vision, life, disability, and critical illness. Plus, you can enroll with as few as one employee.

  • How can Moore Financial help with personal wealth and retirement planning?

    At Moore Financial, we offer tailored financial planning services to help you and your employees build long-term financial security. From RRSPs and TFSAs to retirement income strategies and investment planning, we help simplify your financial future with expert guidance and personalized solutions.

  • Why should I consider life insurance or critical illness coverage for myself or my employees?

    Life and critical illness insurance provide essential financial protection in the face of unexpected life events. These coverages can help replace income, cover medical costs, or support your business during difficult times. Offering them as part of your benefits package also shows your team that you care about their long-term wellbeing—building trust and loyalty.

Communities We Serve


    Contact Us


    (905) 650-8011
    smoore@moorefinancialinc.ca